You can choose to lock your funds for 3 months, 6 months, or 1 year. Each duration comes with a specific interest rate set by our third-party provider.
Yes, you can break the lock-in period before the allocated duration ends. However, a penalty fee will be deducted from your locked funds for early withdrawal.
Once the lock-in period is completed, you will receive a notification. You can then choose to withdraw your funds to your main wallet without any penalty fees.
Yes, the interest rate corresponding to each lock-in period (3 months, 6 months, 1 year) will be clearly displayed in the app before you confirm the lock.
No, you can't. We advise you to use the funds in your virtual card to continue payments and only top up (after your first funding) with ONLY the amount you need at any given time.